Motor Commercial Insurance is also known as Own Damage Insurance covers damages to your motor vehicle following an accident, fire, flood or malicious damage. It also covers the theft of the vehicle and the third party liability arising out of the use of the vehicle. The geographical coverage is Kenya but can be extended to cover East Africa.
APA has a wide network of garages and other service providers where clients can take their vehicles for repairs and enjoy cashless service.
This is a comprehensive cover that protects the vehicles used by your business for commercial purposes. This includes, but is not limited to minibusses, trucks, tractors, and fleets of vehicles. Our policy has three levels of cover from which you can choose from. Third-Party Only, Third-Party Fire & Theft and Comprehensive.
This insurance offers protection to the insured against third party’s death, bodily injury and/or property damage as well as loss/ damage to your vehicle due to accidental fire, theft or an accident. Vehicles under the general cartage category are vehicles used in the transportation of the goods of the insured and/or other parties.
It provides comprehensive commercial vehicle insurance to individuals and businesses against accidental loss or damage for your tanker specifically used for the carriage of petroleum products including legal liability to third parties. You can cover a fleet or an individual tanker.
This policy provides cover against accidental loss or damage to insured motor vehicles and/or death, bodily injury or loss or damage to property of third parties arising out of use of motor vehicles owned and/or operated by the insured for hire and reward and the carriage of goods in connection with the insured’s business..
This is an insurance cover that protects the vehicles used for special purposes. This includes, but is not limited Agricultural and Forestry Vehicles (Tractors, Harvesters Etc). Our policy has three levels of cover from which you can choose from. Third-Party only, Third-Party Fire & Theft, and Comprehensive.
The cover is given for vehicles used for private hire which are chauffeur driven.
This covers passenger service vehicle and offers protection against accidental damage, fire, theft, third party liability and passenger liability. The vehicle must be fully compliant with the PSV rules.
A Contingent Liability policy helps to provide indemnity against the liability which may be incurred by the employer or firm from the negligent driving of the employee or the owner of the vehicle. This policy applies in instances where an insured is liable for a vehicle being used on their behalf or even a vehicle which they may not own or have any direct control over (such as an employee using their vehicle on company business) or if they have to hire a vehicle with a driver.
Covers accidental loss or damage to insured motor vehicles and/or death, bodily injury or loss or damage to property of third parties arising out of use of motor vehicles owned and/or operated by the insured. Covers institutions that use their vehicles for their business purposes.
This is a comprehensive cover that protects the vehicles used by your driving school business for commercial purposes. This includes, but is not limited to minibusses, trucks, tractors and fleets of vehicles. Our policy has three levels of cover from which you can choose from. Third-Party Only, Third-Party Fire & Theft, and Comprehensive
- COMPREHENSIVE - 3RD PARTY ONLY - 3RD PARTY & THEFT - NAMED DRIVER - BIMA BAMBA
The cover provides the following benefits:
- Accidental impact damage including overturning and collision. - Accidental fire damage. - Theft/partial theft cover. - Third-party liability cover for bodily injury & property damage. - Windscreen cover. - Entertainment system cover. - Emergency medical expense cover. - Courtesy car/ loss of use cover. - Excess protector. - Political Violence & Terrorism cover. - Third-party liability cover for bodily injury or property damage as a result of your vehicle being involved in an accident. - Accidental Fire damage in the event your vehicle catches fire and is destroyed. - Theft cover as a result of your vehicle being stolen. - Bodily injury. - Property damage.
If you are interested in learning how much motor insurance would cost you, or if you are interested in purchasing motor insurance, please click Get Cover.
If you would like further explanation or assistance about motor insurance, please click I Need Assistance.
Download forms will give you access to any relevant documents for motor insurance, such as the claim form etc.