We’ll help you think differently about retirement – more optimistic about tomorrow and confident about taking control. You may see yourself traveling, volunteering or simply spoiling your grand kids. Whatever your plans, we are in your corner.
Our individual pension product is a long-term investment plan that allows you to build a sizeable retirement fund. Your monthly contributions grow exponentially with competitive interest rates.
The plan allows you to first build your retirement income by making regular contributions during your working life. On attainment of your selected retirement age, Serian Smith Life will pay your accumulated retirement benefits in accordance with the option selected at the inception of the policy.
Serian Smith has averaged 10% net investment returns over the last 10 years. The competitive historical returns are primarily driven by our value investments that guarantee preservation of member’s benefits. At the 10% return, a savings of Ksh 1,000 during a member's active work life of 35 years compounded monthly will grow by more than eight (8) folds under the Serian Smith Individual guaranteed Savings Plan.
The table below illustrates the projected benefits at retirement based on the guaranteed returns and average investments returns
Reporting
Withdrawals
Governance
A professional independent corporate board of trustees ensures good governance in the management of the Scheme Members’ interest is protected through compliance with all existing legislation with regards to the schemes.
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